Home Building Articles
Alternative Construction Options
From time to time we get questions about alternative types of construction. This term would encompass anything other than traditional stick-built construction and include ICF Walls (Insulated Concrete Forms for walls), Steel Frame construction, SIPs System, Cargo Container construction, Earth Dome construction, Barndominium construction (incorporating a home and barn together...and the list can go on and on and can even be inclusive of discussions of basements and/or walkout basements for our area.
Owner Builder Network is able to work with most any type of construction. Our goal is to make sure you, as our client, are informed regarding true cost of the personal specifications that you desire to accomplish within the scope of your project. Because some of the alternative construction methods usually cost a little more than traditional stick-built construction, you will likely need to be prepared to invest some money into your project. Any required down payment amount is largely determined by the appraised value of the plans and land together, your qualification amount, cost to build your specifications, and your land payoff amount. Our lenders are willing to loan in most cases 100% of COST TO BUILD or 90% of APPRAISED VALUE (the loan amount is dependent on factors related to each individual borrower and is determined by each lender after reviewing borrower's loan file). Remember the cost of your project is our fee, that is based on your square footage, plus materials and labor to accomplish your specification list. Being your own builder with Owner Builder Network is the best way to ensure your lowest possible cost.
Contact us today for a free consultation to learn how Owner Builder Network can go to work for you!