Floor plan with cabinet and deck details.
Owner Builder Network.
Stone home with a retaining wall beneath the oak trees. Tan home with a timber entry and a covered porch. Stone home with a manicured lawn and stone wall. Dining room with a chandelier and large windows. Stone home with a timber porch and white chairs.

Is Building a Home in Your Future?

Find out how we have helped 5,000+ families to walk through the process all while saving thousands.

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Welcome to
Owner Builder Network®

Owner Builder Network® is best described as a team of experts helping you… Be Your Own Builder®. Owner Builder Network® was founded outside of Houston, Texas in 1997. We are proud to have helped over 5,000 families to walk through the home building process all while saving thousands.

New house under construction on a graded lot.

How it Works

Guiding homeowners through planning and construction, offering expertise from concept to completion.

How the Program Works

Benefits of OBN

Empowering homeowners to create custom homes, offering design, financial control, and cost-saving benefits.

Owner Builder Benefits

Financing

Providing financing solutions for land purchase and home construction, simplifying the process.

Owner Builder Construction Loan

Building Options

Offering comprehensive plans for homeowners, providing varying levels of support throughout construction.

Owner Builder Building Options

Galleries

Oldham home exterior with a timber entry.

Exterior

Exterior Gallery

White kitchen with granite counters and a wood vent hood.

Interior

Interior Gallery

Framing and a staircase inside a house under construction.

Construction

Construction Gallery

“ Almost every subcontractor we used was one from the Owner Builder Network list. Since our home was a contemporary design and a little out of the norm for some subcontractors, they worked hard for us to make sure we got the look we were going for. ”
Aledo home lit up at night.

Save Money Building a Custom Home

The Owner Builder Network provides you with all the financing for your new custom home. “We make it simple.”

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Recent Articles

Building Your Own Home Is a Part-Time Job: Here's What Your Calendar Actually Looks Like

December 15th, 2026

Businessman at a cluttered home office desk holding a clock and sticky notes.

See the real weekly and monthly calendar of an owner-builder, from pre-construction to punch list, and how to fit a Texas home build around a full-time job.

Read Full Story »

Posted in: Home Building Process

Builder's Risk and Beyond: Insurance Every Owner-Builder Needs Before Breaking Ground

December 1st, 2026

A model house, hard hat, and tape measure on construction blueprints.

Builder's risk insurance and the other policies every Texas owner-builder needs before breaking ground: liability, workers' comp, flood, and wind coverage.

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Posted in: Construction Financing

Owner Builder Construction Loan Requirements in Texas: How to Qualify in 2026

November 15th, 2026

Man in a suit reviewing documents with warning, checklist, and clock symbols around him.

Owner builder construction loan requirements in Texas for 2026: credit, down payment, debt ratios, plans, draws, and how to qualify. Free consultation.

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Posted in: Construction Financing

How Much Does It Cost to Build a House in Texas?

November 1st, 2026

Two burlap money bags beside paper models of houses.

See what it costs to build a house in Texas in 2026, from land and site work to finishes, and how owner-builders cut the total. Call for a free consultation.

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Posted in: Owner Builder Program

Choosing Subcontractors for Your Owner-Builder Home

October 15th, 2026

Contractor showing plans on a tablet to a couple.

How owner-builders pick subcontractors: write scope packages, verify licenses and insurance, compare bids on equal footing, and protect yourself on payments and liens.

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Posted in: Home Building Process

Hiring an Architect or Designer for Your Custom Home

October 1st, 2026

Hand holding a model house beside paint color swatches.

How owner-builders hire and work with architects and designers: fee structures, the drawings you need for permits and bids, and design choices that cut construction cost.

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Posted in: Home Design & Building Options

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